Direct Private Lending
Transactional Funding
What Is Transactional Lending
Transactional Funding is a legal requirement in most states when doing a Double Closing. It is also referred to as a AB-BC , or Pass-Through.
Transactional Loans are loan products that allows investors to legally buy and resell a property on the same day without showing their profits.
Breaking it down to parts:
Party A is the seller of the property who sells to Party B (the wholesaler). Party B then sells to Party C (the end buyer). We fund A-B and end buyer funds B-C. (sometimes deals can have many more parts than ABC)
Why Transactional Funding?
Perfect For Wholesalers & Real Estate Investors
Our loans make it easy for wholesalers to earn a large profit doing a double closing without ever having to invest their own funds.
Avoid Hard Money Fees
Many Hard Money Lenders are charging 4 points origination fees and 14% annual interest!
Non-Assignable Contract
When purchasing properties off the MLS, bank owned properties, or properties owned by government entities there is typically a non-assignability clause. Transactional funding is a solution for these cases.
Non-Disclosure of Profits
Many times end buyers will not purchase a property if the assignment fee is too high. Instead of taking this risk with transactional funding you do not have to disclose your profit details to the end buyer.
Creditability
When using transactional funding, it shows the investor or wholesaler as the cash buyer to the home owner. You're not an assigner or go-around to the seller but the real buyer.
State Laws
Transactional funding can help stay in compliance with state laws that do not allow wholesaling, pass-throughs, or assignment of contracts.
Why Axelrad Capital?
It's Simple. We Get The Deal Closed.
We Are Lighting Fast
We will fund the same day if all signed contracts are provided from title. 24 hour closings!
Cover Costs 100%
Our loans covers purchase price, closing costs, and all fees. You don't have to bring any of your money to the closing!
No Upfront & Junk Fees
Unlike most lenders we charge no upfront fees, app fess, appraisals, or underwriting fees.
Save Your Money
Working with us will let you keep more of your profits in the deal. We charge a 1.5 origination fee!
Reliability
You can count on us to be there when you need us. Our word is our bond and reputation.
Creativity
We love finding lending solutions for wholesalers. Call us today and lets brainstorm!
No Appraisal
We underwrite the deal to save you money & time. Get approved within a few hours.
No Credit Checks
We don't need bank statements, credit check, or employment verification.
It goes beyond lending for us. We are committed to adding value to your business and appreciate the opportunity to prove it.
Out of 5
- Google Reviews
What Our Clients Say
Outstanding experience!
No headaches or a million docs to filled. Will continue using Axelrad Capital.
Jasmine Clopton
Thank you to the #1 team out there!
I have high standards when it comes to those who I do business with but rarely do I find a company that consistently impresses me with theirs. As professional and communicative as it comes in the lending world, Axelrad Capital is by far the leader in getting the job done when they say they will. They always close every transaction on time, every time. My students and I are always in the best hands with them and I put my money where my mouth is and have closed several deals with Axelrad Capital.
