“Excellent communication and expediency”
Amazing experience with Bryce! Excellent communication and expediency throughout the entire transaction. They were able to close our emergency deal in less than 48 business hours!
Ahmad A.
Real estate loan
Portfolio loans built for your real estate empire.
Elevate your investment strategy with portfolio financing.
Roll several properties into one loan. One payment, one set of terms and less paperwork, so your time goes to growing the portfolio and not to managing a pile of separate loans.
- 3 to 25 properties
- One loan, one payment
- Less paperwork
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The short answer
What is a portfolio loan?
A portfolio loan combines several investment properties into one loan, so you make one payment under one set of terms instead of juggling separate mortgages. Axelrad's portfolio loans cover 3 to 25 properties, for residential investors, commercial property owners and growing portfolios, and the underwriting fee per property steps down as the property count rises.
Portfolio loan terms at a glance
- Properties
- 3 to 25 properties in one loan.
- Structure
- One loan, one payment and one set of terms across the portfolio.
- Uses
- Consolidate several loans into one, access equity across the portfolio, or invest and reinvest.
- Loan amount
- Sized per portfolio. Call for sizing.
- Fees
- Underwriting is charged per property and steps down as the count rises. See the fee table.
- Who it fits
- Residential investors, commercial property owners and growing real estate portfolios.
Fees are subject to change and are an estimate only.
Portfolio loan fees by property count
Underwriting is charged per property. The doc, funding and pre-close fees come on top, and the per-property cost steps down as the count rises.
| Properties | Underwriting, per property | Doc fee, per loan | Funding fee, per loan | Pre-close fee |
|---|---|---|---|---|
| 3 to 5 | $1,995 | $599 | $575 | $500 |
| 6 to 10 | $1,795 | $599 | $1,500 | $750 |
| 11 to 20 | $1,595 | $599 | $2,000 | $1,000 |
| 21 to 25 | $1,495 | $599 | $3,000 | $1,250 |
- Fees are subject to change and are an estimate only.
Why a portfolio loan
One loan, many properties
One loan, one payment
Combine multiple properties into a single loan with a single monthly payment.
Save on loan fees
One portfolio loan in place of several separate closings.
Enhanced cash flow
Consolidating can lower your payments and free up cash to invest or reinvest.
Access portfolio equity
Put the equity across your properties to work.
Simplified management
One loan to track and less paperwork to keep up with.
How to apply
Simple steps to consolidate your portfolio
Reach out
Connect with our loan experts to talk through your investment goals and financing needs.
Portfolio assessment
We look at the whole portfolio to find the loan options that fit your strategy.
Approval and loan finalization
Get an approval with flexible terms, then finalize the loan.
Grow and simplify
Manage every property under one loan, and keep building.
Why Axelrad for portfolio loans
- Tailored solutions for growing portfolios
- Flexible financing
- Creative financing experts
- One loan to manage, not many
- Permission asked before any credit pull
- Lending in all 50 states
Our Success Stories
5.0★★★★★29 reviews on Google · Read them
“Total transparency”
Truly quality people. Polite, professional, and always kept the line of communication open. Total transparency which is KEY in lending. I highly recommend. We used them for a BRIDGE loan and will use them again for our next investment property.
Nic B.
“Someone in your corner”
If you want certainty and someone in your corner who will go the extra mile to get your deal done, there’s no one better to work with than Axelrad.
Travis M.
“The easiest to work with”
My experience with Axelrad Cap and Bryce has been top notch. We’ve closed on three transactional deals together and without question, he’s the easiest to work with and operates with the most integrity.
Dan S.
“Dealmakers not dealbreakers”
I’ve used Bryce and his team for several transactions and they always provide the highest level of customer service, they know what they’re doing, and they are dealmakers not dealbreakers.
Green Root Development
“Went way above and beyond”
I was in a bind on a property; needed funds to prevent losing the contract. … Bryce explained what needed to be done in the future to ensure fewer hiccups, then went WAY above and beyond to rush everything that same day to make sure we got the deal closed.
Americo P.
“You couldn't dream of a better lending partner”
You couldn't dream of a better lending partner to work with than the team at Axelrad Capital! In an industry that often feels so cold & transactional, Bryce and his team make you feel like VIP's!
Aaron W.
“Professional, transparent, and always went above and beyond”
Their commitment to high integrity and exceptional service is truly impressive. From start to finish, they were professional, transparent, and always went above and beyond to meet my needs.
Seth A.
“Sharp, responsive”
Bryce is sharp, responsive, and understands how to structure deals efficiently and quickly.
LeadMasters Property LLC
“Creative with difficult deals”
They have a strong desire and willingness to be creative with difficult deals.
Robert
“Always ready to pick up the phone”
They have a ton of resources and a team member is always ready to pick up the phone and help move the project forward.
Brian A.
Common Questions
What people actually ask before they apply.
What is a portfolio loan?
A portfolio loan combines several investment properties into one loan, so you make one payment under one set of terms instead of juggling separate mortgages. It also means less paperwork and one loan to manage.
How many properties and how much can I borrow?
Axelrad's portfolio loans cover 3 to 25 properties. The loan amount is sized per portfolio, so call or apply with the properties listed and we will come back with sizing.
How does a portfolio loan work?
You bring several properties under one loan. Consolidating can lower your payments and free up cash flow, which you can invest or reinvest. Axelrad looks at the whole portfolio to find the loan that fits your strategy, then you finalize one loan and manage every property under it.
What does a portfolio loan cost?
Fees depend on the number of properties. Underwriting is $1,995 per property for 3 to 5 properties and steps down to $1,495 per property for 21 to 25. A doc fee of $599 per loan, a funding fee per loan and a pre-close fee also apply, all shown in the fee table above. Fees are subject to change and are an estimate only.
Can I pull equity out of my portfolio?
It can. A portfolio loan gives you access to the equity across your properties, which you can use to invest or reinvest. How much depends on the properties, so send us the list and we will size it.
Who is a portfolio loan for?
Residential investors, commercial property owners and anyone with a growing real estate portfolio and a pile of separate loans.
How do I apply for a portfolio loan?
Reach out and talk through your investment goals, we assess the whole portfolio, you get an approval with flexible terms, and you finalize the loan. Start with the online application or call the team.
Will you pull my credit automatically?
Not without your permission. We always ask before pulling credit.
Ready to consolidate your portfolio?
Send us the properties you hold. A person on our team reviews them.
Part of this division
The division this program sits inside, and everything else it funds.
- Mortgage LoansThis is the longer-term side of the business: the debt that stays on a property once it is stabilised. It is investor lending throughout — qualified on what the asset produces rather than on personal income — and it is where a short-term loan is usually heading once the work is done.
- Private Equity LoansSome deals do not work as debt alone. The equity is short, a partner needs buying out, or the structure calls for someone to take a position rather than write a note. This is the side of the firm that can do that, and it is why we describe ourselves as a capital partner rather than only a lender.
Related products
Deals rarely fit one box. These are the programs investors most often compare this one against.
- Rental Loan ProgramRental property loans up to 85% LTV with terms up to 30 years and rates from 7.125% — built for stabilized rentals and portfolio growth.
- Debt RefinancingRestructure and consolidate existing business debt into simpler, more affordable terms to free up cash flow.
- Commercial LendingFlexible commercial real estate financing for acquisitions, refinances, and value-add projects in all 50 states.
Guides worth reading
Written for the person doing the deal, not for search engines.