“Excellent communication and expediency”
Amazing experience with Bryce! Excellent communication and expediency throughout the entire transaction. They were able to close our emergency deal in less than 48 business hours!
Ahmad A.
Business loan
Working capital loans for businesses that don't slow down.
Get the capital you need, when you need it.
Every business hits a cash flow pinch: seasonal slumps, late-paying clients, a surprise opportunity. Axelrad gives you fast, flexible access to capital so a gap in cash does not pause your plans.
- Same-day funding options
- Payroll, rent, inventory, marketing
- Apply with $15,000+ in monthly deposits
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The short answer
What is a working capital loan?
A working capital loan is short-term financing that covers a business's daily costs, such as payroll, rent, inventory and marketing, so a temporary cash flow gap does not stall your plans. Axelrad's working capital loans have same-day funding options, and a business that deposits $15,000 or more a month is already eligible to apply.
Working capital loan terms at a glance
- Purpose
- Payroll, rent, inventory, marketing and the other daily costs of running the business.
- Amount and terms
- Matched to your funding need. Call for amount and terms.
- Funding
- Same-day funding options.
- To apply
- $15,000 or more in monthly deposits.
- Who it fits
- E-commerce stores, service providers, contractors, property managers, retailers, and hospitality and short-term rental operators.
- Support
- A loan specialist guides you through the options.
Where the money goes to work
Working capital covers the day-to-day and the next step up.
| Use | What it covers |
|---|---|
| New products | Research and development for new products and services. |
| Marketing | Website updates, digital marketing and advertising campaigns. |
| Samples | Product samples to help boost sales and open new markets. |
| Systems | Property management tools, CRM software or accounting systems. |
| Hiring and training | Building the team and training it. |
| Tech and equipment | New computers, servers or communication systems. |
| Inventory | More stock to meet rising demand and avoid shortages. |
Why Axelrad
Built for businesses that keep moving
A fast, streamlined application
A simple process so you get funds quickly and get back to the business.
Customized loan options
We match your funding need with a solution that supports your goals.
Dedicated expert support
Loan specialists guide you so you get the most out of the loan.
Why businesses choose Axelrad Capital
- Same-day funding options
- A short, streamlined application
- Loan options matched to your goals
- Loan specialists who guide you through it
- Applications reviewed daily
- Permission asked before any credit pull
Our Success Stories
5.0★★★★★29 reviews on Google · Read them
“Total transparency”
Truly quality people. Polite, professional, and always kept the line of communication open. Total transparency which is KEY in lending. I highly recommend. We used them for a BRIDGE loan and will use them again for our next investment property.
Nic B.
“Someone in your corner”
If you want certainty and someone in your corner who will go the extra mile to get your deal done, there’s no one better to work with than Axelrad.
Travis M.
“The easiest to work with”
My experience with Axelrad Cap and Bryce has been top notch. We’ve closed on three transactional deals together and without question, he’s the easiest to work with and operates with the most integrity.
Dan S.
“Dealmakers not dealbreakers”
I’ve used Bryce and his team for several transactions and they always provide the highest level of customer service, they know what they’re doing, and they are dealmakers not dealbreakers.
Green Root Development
“Went way above and beyond”
I was in a bind on a property; needed funds to prevent losing the contract. … Bryce explained what needed to be done in the future to ensure fewer hiccups, then went WAY above and beyond to rush everything that same day to make sure we got the deal closed.
Americo P.
“You couldn't dream of a better lending partner”
You couldn't dream of a better lending partner to work with than the team at Axelrad Capital! In an industry that often feels so cold & transactional, Bryce and his team make you feel like VIP's!
Aaron W.
“Professional, transparent, and always went above and beyond”
Their commitment to high integrity and exceptional service is truly impressive. From start to finish, they were professional, transparent, and always went above and beyond to meet my needs.
Seth A.
“Sharp, responsive”
Bryce is sharp, responsive, and understands how to structure deals efficiently and quickly.
LeadMasters Property LLC
“Creative with difficult deals”
They have a strong desire and willingness to be creative with difficult deals.
Robert
“Always ready to pick up the phone”
They have a ton of resources and a team member is always ready to pick up the phone and help move the project forward.
Brian A.
Common Questions
What people actually ask before they apply.
What is a working capital loan?
A working capital loan is short-term financing that covers a business's daily operating costs, such as payroll, rent, inventory and marketing, so a temporary cash flow gap does not stall your plans.
What can I use a working capital loan for?
Daily operations and the next step up: payroll, rent, inventory, marketing, new product development, product samples, systems such as CRM or accounting software, hiring and training, and technology or equipment.
Who can get a working capital loan?
Axelrad works with e-commerce stores, service providers, contractors, property managers, retailers, and hospitality and short-term rental operators. If your business deposits $15,000 or more a month, you are already eligible to apply.
How fast can I get working capital?
Same-day funding options are available. Our lending team reviews applications daily.
How much can I borrow, and what will it cost?
We match the amount and terms to your funding need, so there is no single figure to quote. Call us or apply online, and a person on our team comes back with amount and terms.
How is a working capital loan different from a line of credit?
A working capital loan is short-term financing for daily operating needs. A business line of credit is a limit you can draw from again and again, paying interest only on what you use. If you want that flexibility, see our lines of credit page.
Will you pull my credit automatically?
Not without your permission. We always ask before pulling credit.
How do I apply?
Apply online in a few minutes. A person on our team reviews it and comes back with terms, and our lending team reviews applications daily.
Don't let a cash gap slow you down.
Tell us what you need. A person on our team reviews it.
Part of this division
The division this program sits inside, and everything else it funds.
Related products
Deals rarely fit one box. These are the programs investors most often compare this one against.
- Business Line of CreditAccess $10K–$5M in reusable capital with instant decisions, no draw fees, and same-day funding. Draw, repay, repeat.
- Invoice FactoringTurn unpaid invoices into immediate cash with invoice factoring and cash-advance options that keep operations moving.
- SBA LoansSBA-backed financing with competitive rates and longer terms for qualifying small businesses ready to grow.
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