“Excellent communication and expediency”
Amazing experience with Bryce! Excellent communication and expediency throughout the entire transaction. They were able to close our emergency deal in less than 48 business hours!
Ahmad A.
Business loan
Your path to growth with SBA loans.
Get the funding you need, faster. Axelrad Capital's SBA loans are for business owners who want affordable, government-backed financing with quick approvals.
- Up to $5 million
- Terms up to 25 years
- Often 10% down
The short answer
What is an SBA loan?
An SBA loan is business financing backed by the U.S. Small Business Administration, which reduces the risk to the lender and so can mean better terms for you. Axelrad's fast-tracked SBA loans go up to $5 million with repayment terms up to 25 years on select loans, and often need only 10% down.
SBA loan terms at a glance
- Loan amount
- Up to $5 million.
- Terms
- Up to 25 years on select loans.
- Down payment
- Often only 10%, so you keep cash for the business.
- Rates
- Competitive. Final pricing depends on the loan and the borrower.
- Uses
- Equipment, inventory, property, expansion and working capital.
- Process
- A dedicated SBA specialist guides you through the SBA's requirements.
Who SBA loans are for
Who an SBA loan can help
Growth and expansion
Funding to grow without high interest rates.
Real estate
Buying or improving the property your business runs from.
Equipment and inventory
Buying equipment, inventory or supplies.
Working capital
Capital with lower monthly payments.
A long-term fix
A long-term solution that steadies cash flow and funds growth.
How to apply
Four steps to funded
Start your application
Fill out a quick online form and an SBA specialist is in touch.
Talk to an SBA specialist
Personal guidance from an experienced loan advisor on meeting the SBA's requirements.
Fast-tracked approval
A streamlined process so you can get back to running the business.
Receive your funds
Once approved, the funds are available in your account.
Why Axelrad for SBA loans
- A fast-tracked process, with less red tape
- A dedicated SBA specialist on your file
- Terms up to 25 years on select loans
- Loans up to $5 million
- Often only 10% down
- No long, complicated application
Our Success Stories
5.0★★★★★29 reviews on Google · Read them
“Total transparency”
Truly quality people. Polite, professional, and always kept the line of communication open. Total transparency which is KEY in lending. I highly recommend. We used them for a BRIDGE loan and will use them again for our next investment property.
Nic B.
“Someone in your corner”
If you want certainty and someone in your corner who will go the extra mile to get your deal done, there’s no one better to work with than Axelrad.
Travis M.
“The easiest to work with”
My experience with Axelrad Cap and Bryce has been top notch. We’ve closed on three transactional deals together and without question, he’s the easiest to work with and operates with the most integrity.
Dan S.
“Dealmakers not dealbreakers”
I’ve used Bryce and his team for several transactions and they always provide the highest level of customer service, they know what they’re doing, and they are dealmakers not dealbreakers.
Green Root Development
“Went way above and beyond”
I was in a bind on a property; needed funds to prevent losing the contract. … Bryce explained what needed to be done in the future to ensure fewer hiccups, then went WAY above and beyond to rush everything that same day to make sure we got the deal closed.
Americo P.
“You couldn't dream of a better lending partner”
You couldn't dream of a better lending partner to work with than the team at Axelrad Capital! In an industry that often feels so cold & transactional, Bryce and his team make you feel like VIP's!
Aaron W.
“Professional, transparent, and always went above and beyond”
Their commitment to high integrity and exceptional service is truly impressive. From start to finish, they were professional, transparent, and always went above and beyond to meet my needs.
Seth A.
“Sharp, responsive”
Bryce is sharp, responsive, and understands how to structure deals efficiently and quickly.
LeadMasters Property LLC
“Creative with difficult deals”
They have a strong desire and willingness to be creative with difficult deals.
Robert
“Always ready to pick up the phone”
They have a ton of resources and a team member is always ready to pick up the phone and help move the project forward.
Brian A.
Common Questions
What people actually ask before they apply.
What is an SBA loan?
An SBA loan is business financing backed by the U.S. Small Business Administration. The backing reduces the risk to the lender, which can mean better terms for the borrower.
How much can I borrow with an SBA loan?
Up to $5 million, to cover equipment, inventory, property and expansion.
How long are SBA loan terms?
Up to 25 years on select loans, so you can choose a repayment period that fits your cash flow and growth plans.
How much down payment does an SBA loan need?
SBA loans often require only 10% down, which leaves cash on hand for other business needs.
What can I use an SBA loan for?
Growth and expansion, buying or improving real estate, equipment, inventory and supplies, and working capital.
How do I apply for an SBA loan with Axelrad?
Fill out the quick online application and an SBA specialist is in touch. The specialist walks you through the SBA's requirements, then your file goes through our fast-tracked approval process.
Do I need perfect credit for an SBA loan?
You can still apply. An SBA specialist reviews your file with you and tells you whether and how the SBA's requirements are met. We always ask permission before pulling credit.
Ready for an SBA loan?
Fill out the quick form and one of our SBA specialists will be in touch.
Part of this division
The division this program sits inside, and everything else it funds.
Related products
Deals rarely fit one box. These are the programs investors most often compare this one against.
- Acquisition & Partner Buyout LoansCapital to acquire a business or buy out a partner, structured around the strength of the deal and your goals.
- Working Capital LoansFund payroll, marketing, and operations with same-day working capital — ideal for seasonal and scaling businesses.
- Equipment & Inventory FinancingFinance up to 100% of equipment and inventory costs with fast approvals and minimal paperwork — new or used.
Guides worth reading
Written for the person doing the deal, not for search engines.