Contractor applying adhesive to a bathroom wall while tiling during a renovation

Fix & Flip Loans Made Fast & Easy

Up to 95% LTC | 100% Reno Covered | Close in 3-5 Days+
Whether you're a first-time flipper or a seasoned investor, enjoy competitive rates, full renovation coverage, and a streamlined approval process.

Our Fix & Flip Program Terms

Axelrad Capital’s ARV Loan Program empowers real estate investors by offering up to 92.5% of the purchase price plus 100% of renovation costs, capped at 75% of ARV. You pay interest only on the funds drawn, not the total loan amount.

Flip With An Edge
Loan Criteria at a Glance
Collateral

Non-owner occupied 1–4 Family, Condos, Townhomes, 5+ Unit Apartments, Mixed-Use & Commercial

LTV

Up to 95% Purchase + 100% Reno (max 75% ARV)

Loan Amounts

$50K–$5M for 1–4 Family, Condos, Townhomes

$250K–$10M for 5+ Units / Mixed-Use/ Commercial

Terms

12, 18- 24 months Interest only

Streamlined Appraisals

No Appraisal options. Faster closings.*

Minimum ARV

$100K for 1–4 Family

$350K for 5+ Units or Mixed-Use

Rates

8.9 %

FICO Requirement

600 FICO Requirement . We have no min options*  

Prepayment Penalty

None

Apply Now

Investor Tier Matrix
Experience Level
Exceptions applied for strong borrowers*
Leverage
ARV Cap
Rates From
New (0–2 flips)
Up to 80% PP + 100% Reno
70%
10.64%
Intermediate (3–5)
Up to 90% PP + 100% Reno
75%
9.99%
Experienced (10+)
Up to 95% PP + 100% Reno (FICO 720+)
75%
8.9%
A renovated single-family home financed with an Axelrad fix and flip loan

Why Choose Axelrad Capital?

Axelrad Capital is more than a lender—we’re your fix & flip partner. With no prepayment penalties, industry-best turnaround times, and investor-focused underwriting, we make flipping properties profitable and efficient.

Draws in as fast as 48 hrs.

Unmatched Customer Service – Direct access to our team

Rates as Low as 8.9% – Interest-only payments

Pay Interest Only on Funds in Use – Save more on holdbacks

Nationwide Reach, First-Time Friendly – We fund investors from coast to coast

Fix & Flip Calculator

Run the numbers on your next flip

Enter the deal as you see it. Your profit and return update as you type.

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How It Works

Our loan process is built for the builders. Whether you’re flipping locally or out-of-state, Axelrad Capital helps you execute with confidence.

Get Started

Instant Qualification
Submit loan application for a same-day terms!
1
Approval & Funding
Once approved, close in approx 10 business days
2
On-Demand Draw Schedule
Access rehab funds quickly
3

Get Started

Why choose Axelrad Capital for Fix & Flip Loans

Ready to Flip? Let’s Fund It.

Whether you're planning your first flip or scaling a portfolio, Axelrad Capital is your financing partner. Move quickly, protect your margins, and work with a lender who gets it.

Our Success Stories

5.0★★★★★29 reviews on Google · Read them

“Excellent communication and expediency”

Amazing experience with Bryce! Excellent communication and expediency throughout the entire transaction. They were able to close our emergency deal in less than 48 business hours!

Ahmad A.

“Total transparency”

Truly quality people. Polite, professional, and always kept the line of communication open. Total transparency which is KEY in lending. I highly recommend. We used them for a BRIDGE loan and will use them again for our next investment property.

Nic B.

“Someone in your corner”

If you want certainty and someone in your corner who will go the extra mile to get your deal done, there’s no one better to work with than Axelrad.

Travis M.

“The easiest to work with”

My experience with Axelrad Cap and Bryce has been top notch. We’ve closed on three transactional deals together and without question, he’s the easiest to work with and operates with the most integrity.

Dan S.

“Dealmakers not dealbreakers”

I’ve used Bryce and his team for several transactions and they always provide the highest level of customer service, they know what they’re doing, and they are dealmakers not dealbreakers.

Green Root Development

“Went way above and beyond”

I was in a bind on a property; needed funds to prevent losing the contract. … Bryce explained what needed to be done in the future to ensure fewer hiccups, then went WAY above and beyond to rush everything that same day to make sure we got the deal closed.

Americo P.

“You couldn't dream of a better lending partner”

You couldn't dream of a better lending partner to work with than the team at Axelrad Capital! In an industry that often feels so cold & transactional, Bryce and his team make you feel like VIP's!

Aaron W.

“Professional, transparent, and always went above and beyond”

Their commitment to high integrity and exceptional service is truly impressive. From start to finish, they were professional, transparent, and always went above and beyond to meet my needs.

Seth A.

“Sharp, responsive”

Bryce is sharp, responsive, and understands how to structure deals efficiently and quickly.

LeadMasters Property LLC

“Creative with difficult deals”

They have a strong desire and willingness to be creative with difficult deals.

Robert

“Always ready to pick up the phone”

They have a ton of resources and a team member is always ready to pick up the phone and help move the project forward.

Brian A.

Broker Rewards Program

We Are Proud To Work With Referral Partners

Mortgage Brokers, Real Estate Agents & Referral Partners

Want a lending partner that pays well, closes fast, and supports your hustle? At Axelrad Capital, brokers earn top commissions, access creative loan products, and close deals with speed and confidence. We offer white-label options, deal dashboards, and direct lines to decision-makers—so you're never flying solo. Join the network where brokers don’t just close—they build legacies.

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Frequently Asked Questions

Everything you need to know about the product and Company. Can't find the answer you're looking for? chat to our friendly team.

From fix-and-flip and bridge loans to rental loans, DSCR programs, transactional and gator funding, P&L-based financing, and flexible business lines of credit — Axelrad Capital offers tailored solutions for nearly every project or business goal. Just tell us what you need, and we'll make it happen.

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