Business loan

Cash when you need it, a business line of credit.

Reusable capital from $10K to $5 million. No draw fees, no surprises.

Draw what you need, repay it and draw again. You pay interest only on the funds you use.

  • $10K to $5 million
  • No draw fees
  • Interest on drawn funds only
Forklifts moving pallets of boxes through a warehouse at sunset

The short answer

What is a business line of credit?

A business line of credit gives your company money you can draw whenever you need it, up to a set limit, and you pay interest only on what you use. Axelrad's lines run from $10,000 to $5 million with no draw fees, and you can qualify with 6 or more months in business, $10,000 or more in monthly revenue and a 600 or higher FICO score.

Line of credit terms at a glance

Line size
$10,000 to $5 million, reusable.
Interest
On the funds you draw, and only on those.
Draw fees
None.
Funding
Within 24 hours, depending on the line type and your profile. A same-day deposit is possible.
Time in business
6 months or more.
Monthly revenue
$10,000 or more.
Credit
A 600 or higher FICO score.
Operations
US based.
Raising the limit
Request an increase with a consistent repayment history and improved financial performance.

Who it is for

Tailored for every type of business

  • Retail trendsetters

    Fund seasonal stock and pop-ups.

  • Builders and makers

    Keep jobs moving smoothly.

  • Service pros

    Smooth over slow cycles.

  • Production teams

    Buy in bulk and stay on schedule.

  • Dream chasers

    Be ready when opportunity shows up.

Simple, speedy, seamless

Three steps from apply to funds

  1. Apply in minutes

    No paperwork headaches.

  2. Get a tailored offer

    Expert loan advisor support.

  3. Access your funds

    A same-day deposit is possible.

Why businesses choose Axelrad Capital

  • Pay interest only on the funds you draw
  • No draw fees
  • $10K to $5 million, reusable
  • Expert loan advisor support
  • A same-day deposit is possible
  • Permission asked before any credit pull

Our Success Stories

5.0★★★★★29 reviews on Google · Read them

“Excellent communication and expediency”

Amazing experience with Bryce! Excellent communication and expediency throughout the entire transaction. They were able to close our emergency deal in less than 48 business hours!

Ahmad A.

“Total transparency”

Truly quality people. Polite, professional, and always kept the line of communication open. Total transparency which is KEY in lending. I highly recommend. We used them for a BRIDGE loan and will use them again for our next investment property.

Nic B.

“Someone in your corner”

If you want certainty and someone in your corner who will go the extra mile to get your deal done, there’s no one better to work with than Axelrad.

Travis M.

“The easiest to work with”

My experience with Axelrad Cap and Bryce has been top notch. We’ve closed on three transactional deals together and without question, he’s the easiest to work with and operates with the most integrity.

Dan S.

“Dealmakers not dealbreakers”

I’ve used Bryce and his team for several transactions and they always provide the highest level of customer service, they know what they’re doing, and they are dealmakers not dealbreakers.

Green Root Development

“Went way above and beyond”

I was in a bind on a property; needed funds to prevent losing the contract. … Bryce explained what needed to be done in the future to ensure fewer hiccups, then went WAY above and beyond to rush everything that same day to make sure we got the deal closed.

Americo P.

“You couldn't dream of a better lending partner”

You couldn't dream of a better lending partner to work with than the team at Axelrad Capital! In an industry that often feels so cold & transactional, Bryce and his team make you feel like VIP's!

Aaron W.

“Professional, transparent, and always went above and beyond”

Their commitment to high integrity and exceptional service is truly impressive. From start to finish, they were professional, transparent, and always went above and beyond to meet my needs.

Seth A.

“Sharp, responsive”

Bryce is sharp, responsive, and understands how to structure deals efficiently and quickly.

LeadMasters Property LLC

“Creative with difficult deals”

They have a strong desire and willingness to be creative with difficult deals.

Robert

“Always ready to pick up the phone”

They have a ton of resources and a team member is always ready to pick up the phone and help move the project forward.

Brian A.

Common Questions

What people actually ask before they apply.

What is a business line of credit?

A business line of credit gives your company access to money you can draw whenever you need it, up to a set limit, and you pay interest only on what you use.

How is a line of credit different from other loans?

A line of credit is flexible financing that lets your business borrow as needed, up to a set limit, rather than taking one lump sum like a traditional loan.

How much can I get?

$10,000 to $5 million, reusable: draw, repay and draw again.

What do I need to qualify?

6 or more months in business, $10,000 or more in monthly revenue, a 600 or higher FICO score and US-based operations.

Are there draw fees?

No. Axelrad does not charge draw fees on its business line of credit.

How fast can I get funded?

Within 24 hours, depending on the line type and your profile. A same-day deposit is possible.

Can I increase my limit?

You can request an increase by showing a consistent repayment history and improved financial performance. Updated statements or additional collateral can help justify a higher limit.

Will you pull my credit automatically?

Not without your permission. We always ask before pulling credit.

Apply today, build tomorrow.

Apply in minutes. A loan advisor reviews it and comes back with a tailored offer.

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