“Excellent communication and expediency”
Amazing experience with Bryce! Excellent communication and expediency throughout the entire transaction. They were able to close our emergency deal in less than 48 business hours!
Ahmad A.
Business loan
Equipment loans to speed up your operation.
Fast, flexible, and designed to keep you moving forward.
Whether you are adding high-tech tools or replacing workhorses, we deliver fast, common-sense financing, so you never have to slow down to upgrade.
- Finance up to 100% of cost
- Rates starting at 8.99%
- No prepayment penalties
The short answer
What is equipment financing?
Equipment financing is a loan that lets a business buy or upgrade tools, vehicles or machinery and spread the cost over time. Axelrad's equipment and inventory financing has no maximum loan amount, weekly or monthly payments, rates starting at 8.99% and no prepayment penalty, with decisions in 24 hours.
Equipment financing terms at a glance
- Loan amount
- No maximum.
- Financed
- Up to 100% of equipment and inventory costs, new or used.
- Payments
- Weekly or monthly.
- Rates
- Starting at 8.99%.
- Funding sources
- SBA, balance-sheet and CMBS options.
- Prepayment penalty
- None.
- Speed
- Decisions in 24 hours, then funding by direct deposit.
Industries and equipment we finance
Wide coverage, from construction cranes to kitchen gear.
| Industry | Typical equipment |
|---|---|
| Construction | Excavators, drills and cranes |
| Healthcare | Diagnostic and treatment machines |
| Manufacturing | Robotics, presses and assembly gear |
| Logistics & transportation | Trucks, vans and fleet systems |
| Retail & hospitality | POS systems, kitchen equipment and laundry |
Equipment financing 101
Financing versus leasing
What equipment financing is
A way for your business to buy or upgrade tools, vehicles or machinery while spreading the cost over time.
Ownership
Unlike leasing, you gain the ownership benefits of the equipment at the end of the term.
Taxes
Ask your tax advisor how an equipment purchase is treated for your business.
How it works
Smooth and simple steps
Apply
A fast, no-nonsense application.
Get approved
Decisions in 24 hours.
Gear up
Funding by direct deposit.
Flexible payments
Repayment options that fit your business.
Smart financing for serious upgrades
- Approval to funding in days, not weeks
- Payment options that fit your cash flow
- High loan-to-value ratios
- Coverage across industries
- No prepayment penalties
- Permission asked before any credit pull
Our Success Stories
5.0★★★★★29 reviews on Google · Read them
“Total transparency”
Truly quality people. Polite, professional, and always kept the line of communication open. Total transparency which is KEY in lending. I highly recommend. We used them for a BRIDGE loan and will use them again for our next investment property.
Nic B.
“Someone in your corner”
If you want certainty and someone in your corner who will go the extra mile to get your deal done, there’s no one better to work with than Axelrad.
Travis M.
“The easiest to work with”
My experience with Axelrad Cap and Bryce has been top notch. We’ve closed on three transactional deals together and without question, he’s the easiest to work with and operates with the most integrity.
Dan S.
“Dealmakers not dealbreakers”
I’ve used Bryce and his team for several transactions and they always provide the highest level of customer service, they know what they’re doing, and they are dealmakers not dealbreakers.
Green Root Development
“Went way above and beyond”
I was in a bind on a property; needed funds to prevent losing the contract. … Bryce explained what needed to be done in the future to ensure fewer hiccups, then went WAY above and beyond to rush everything that same day to make sure we got the deal closed.
Americo P.
“You couldn't dream of a better lending partner”
You couldn't dream of a better lending partner to work with than the team at Axelrad Capital! In an industry that often feels so cold & transactional, Bryce and his team make you feel like VIP's!
Aaron W.
“Professional, transparent, and always went above and beyond”
Their commitment to high integrity and exceptional service is truly impressive. From start to finish, they were professional, transparent, and always went above and beyond to meet my needs.
Seth A.
“Sharp, responsive”
Bryce is sharp, responsive, and understands how to structure deals efficiently and quickly.
LeadMasters Property LLC
“Creative with difficult deals”
They have a strong desire and willingness to be creative with difficult deals.
Robert
“Always ready to pick up the phone”
They have a ton of resources and a team member is always ready to pick up the phone and help move the project forward.
Brian A.
Common Questions
What people actually ask before they apply.
What is equipment financing?
Equipment financing lets a business buy or upgrade tools, vehicles or machinery while spreading the cost over time. Axelrad also finances inventory.
How much can I borrow for equipment?
There is no maximum loan amount, and you can finance up to 100% of equipment and inventory costs, new or used.
What are equipment loan rates?
Axelrad's equipment financing starts at 8.99%. Final pricing depends on the borrower and the equipment.
How do equipment loan payments work?
You choose weekly or monthly payments, with repayment options that fit your business's cash flow.
Is there a prepayment penalty on equipment financing?
No. Axelrad's equipment financing carries no prepayment penalty.
What is the difference between equipment financing and leasing?
With financing you gain the ownership benefits of the equipment at the end of the term, unlike leasing. Ask your tax advisor how an equipment purchase is treated for your business.
What kinds of equipment do you finance?
Construction equipment such as excavators, drills and cranes, healthcare diagnostic and treatment machines, manufacturing robotics and presses, trucks, vans and fleet systems, and retail and hospitality gear such as POS systems, kitchen equipment and laundry.
How fast can I get equipment financing?
Decisions come in 24 hours, with funding by direct deposit. Application to funding takes days, not weeks.
Let's get you funded.
Tell us what you are buying. A person on our team reviews it.
Part of this division
The division this program sits inside, and everything else it funds.
Related products
Deals rarely fit one box. These are the programs investors most often compare this one against.
- Working Capital LoansFund payroll, marketing, and operations with same-day working capital — ideal for seasonal and scaling businesses.
- Business Line of CreditAccess $10K–$5M in reusable capital with instant decisions, no draw fees, and same-day funding. Draw, repay, repeat.
- SBA LoansSBA-backed financing with competitive rates and longer terms for qualifying small businesses ready to grow.
Guides worth reading
Written for the person doing the deal, not for search engines.