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Transactional funding · Fees compared
Best transactional funding: the fees, side by side.
Four transactional funders publish their pricing. Here it is in one place, read from each funder's own site, with what a double close costs at three deal sizes. Published fees run from 0.75% to 2.5% of the purchase price, with minimum fees from $600 to $1,500.
- Published fees only
- Every figure sourced
- Checked 2026-11-10
The short answer
Which transactional funding is cheapest?
On published prices, Best Transactional Funding and Straight Line Funding are lowest at 0.75% of the amount funded. On a small deal the minimum fee decides it: DoubleClose.com's $750 flat fee under $75,000 is below Straight Line's $1,000 minimum and iFundWise's $1,500. The fee is only part of the choice. The title rule, the notice a funder needs and whether it funds past the same day decide whether your closing happens.
What each funder publishes
- iFundWise
- 1.5% with a week's notice at one title company. 1% more if faster or at two. $1,500 minimum.
- DoubleClose.com
- 1% from $75,000 to $1M. $750 flat under $75,000. Over $1M case by case.
- Best Transactional Funding
- 0.75% of the amount funded plus a $50 wire fee. $600 minimum.
- Straight Line Funding
- 0.75% up to $1M, $1,000 minimum. 1.5% from $1M to $2M.
Each funder's own published pricing, read from its website on 2026-11-10. Prices change, so confirm with the funder before you rely on a figure. Axelrad has no relationship with these companies.
Transactional funding fees side by side
What each funder publishes about price, credit and the title company. Each funder's own page is linked under the table.
| Funder | Published fee | Minimum fee | Credit check | Same title company |
|---|---|---|---|---|
| iFundWise | 1.5% with a week's notice at one title company; +1% if faster or at two | $1,500 | None | Needed for the 1.5% price |
| DoubleClose.com | 1% of the A–B price from $75,000 to $1M; $750 flat under $75,000; over $1M case by case | $750 | None | Required, and both legs the same day |
| Best Transactional Funding | 0.75% of the amount funded, plus a $50 wire fee | $600 | Not stated | Required, same-day closings only |
| Straight Line Funding | 0.75% up to $1M; 1.5% from $1M to $2M | $1,000 | None | Required, rare exceptions |
Sources: iFundWise · DoubleClose.com · Best Transactional Funding · Straight Line Funding
What a double close costs at three deal sizes
The published fee on the A–B purchase price, one title company, a week's notice. Title and closing costs are extra at every funder.
| Funder | $60,000 deal | $250,000 deal | $1,000,000 deal |
|---|---|---|---|
| iFundWise | $1,500 | $3,750 | $15,000 |
| DoubleClose.com | $750 | $2,500 | $10,000 |
| Best Transactional Funding | $650 | $1,925 | $7,550 |
| Straight Line Funding | $1,000 | $1,875 | $7,500 |
- The minimum fee applies wherever the percentage comes in lower, which is why the $60,000 column is not 0.75% or 1.5%.
- Best Transactional Funding's figures include its $50 wire fee. iFundWise's rise by 1% of the price with less than a week's notice or separate title companies.
What to compare besides the fee
| Funder | Notice | Past the same day? | Deal size |
|---|---|---|---|
| iFundWise | A week for the 1.5% price; 48 hours typical | Not stated | Up to $100M on double closes |
| DoubleClose.com | Not stated | No. Both legs close the same day | No minimum; over $1M case by case |
| Best Transactional Funding | 1–2 weeks preferred; same day sometimes | No. It publishes that it offers no extended funding | Not stated |
| Straight Line Funding | Not stated | Not stated | No minimum; up to $2M |
How to choose
Four questions before you pick a funder
Does it fit your deal size?
On a thin spread, the minimum fee matters more than the percentage. On a large deal, check the cap and whether the price changes above $1M.
Can it close at your title company?
Three of the four require both legs at the same title company. If your end buyer's lender wants its own closing agent, ask before you sign the resale.
How much notice does it need?
Some published prices assume a week or more. A closing set for tomorrow can cost more, or not fit at all.
What if the resale slips?
Ask every funder what happens if the B–C closes a day or a week late. Some fund the same day only.
Where Axelrad fits
- A direct transactional lender, not a broker
- No credit check for transactional funding
- No minimum deal size
- The same title company is not required
- Delayed and extended options when the resale needs longer
- Nothing is payable unless the deal funds
Our Success Stories
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Nic B.
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If you want certainty and someone in your corner who will go the extra mile to get your deal done, there’s no one better to work with than Axelrad.
Travis M.
“The easiest to work with”
My experience with Axelrad Cap and Bryce has been top notch. We’ve closed on three transactional deals together and without question, he’s the easiest to work with and operates with the most integrity.
Dan S.
“Dealmakers not dealbreakers”
I’ve used Bryce and his team for several transactions and they always provide the highest level of customer service, they know what they’re doing, and they are dealmakers not dealbreakers.
Green Root Development
“Went way above and beyond”
I was in a bind on a property; needed funds to prevent losing the contract. … Bryce explained what needed to be done in the future to ensure fewer hiccups, then went WAY above and beyond to rush everything that same day to make sure we got the deal closed.
Americo P.
“You couldn't dream of a better lending partner”
You couldn't dream of a better lending partner to work with than the team at Axelrad Capital! In an industry that often feels so cold & transactional, Bryce and his team make you feel like VIP's!
Aaron W.
“Professional, transparent, and always went above and beyond”
Their commitment to high integrity and exceptional service is truly impressive. From start to finish, they were professional, transparent, and always went above and beyond to meet my needs.
Seth A.
“Sharp, responsive”
Bryce is sharp, responsive, and understands how to structure deals efficiently and quickly.
LeadMasters Property LLC
“Creative with difficult deals”
They have a strong desire and willingness to be creative with difficult deals.
Robert
“Always ready to pick up the phone”
They have a ton of resources and a team member is always ready to pick up the phone and help move the project forward.
Brian A.
Common Questions
What people actually ask before they apply.
What is the best transactional funding company?
The best transactional funder is the one that wires on your closing day at a fee your spread can carry. On published prices, Best Transactional Funding and Straight Line Funding are lowest at 0.75%, DoubleClose.com has the lowest small-deal fee at $750 flat under $75,000, and iFundWise publishes 1.5% with a week's notice. Check the title rule, the notice and the deal size before the price.
How much do transactional funders charge?
Published fees run from 0.75% to 2.5% of the A–B purchase price, with minimum fees from $600 to $1,500. Best Transactional Funding adds a $50 wire fee. iFundWise adds 1% for funding inside a week or at separate title companies. These are each funder's own figures, read on 2026-11-10.
Do transactional lenders check credit?
Most do not. iFundWise, DoubleClose.com and Straight Line Funding publish that they do not check credit. Best Transactional Funding does not say. Axelrad does not pull credit for transactional funding, because the end buyer's money repays the loan.
Do both closings have to be at the same title company?
At three of these four funders, yes. DoubleClose.com, Best Transactional Funding and Straight Line Funding publish that both legs close at the same title company, and iFundWise charges 1% more when they do not. Axelrad does not require the same title company.
Can transactional funding last longer than one day?
At some funders. Best Transactional Funding publishes that it offers no extended funding, and DoubleClose.com requires both legs to close the same day. Axelrad has delayed and extended options when the resale closes days or weeks after the purchase.
Price your double close with Axelrad.
Send both contracts. A person on our team reviews the file and gives you a number, usually the same day.