What is commercial transactional funding?

It is transactional funding on a large or commercial double close: a short-term loan for the A-B purchase, repaid from the end buyer's funds at the B-C closing.

Is there a maximum transactional loan amount at Axelrad?

Axelrad's transactional page lists no practical cap, and deal size is rarely the reason we pass. Deals over $1 million are priced on a call.

How much does transactional funding cost on a deal over $1 million?

Axelrad prices deals over $1 million on a call with our team. Standard double closes start at 1 point.

Can a large double close take more than a day?

Yes, especially when the end buyer is financing. Axelrad has delayed and extended options; discuss them on the first call.

Do you need good credit for large transactional deals?

Axelrad does not pull credit for transactional funding. We underwrite the contracts, the end buyer's funds and title readiness.

Commercial Transactional Funding for High-Ticket Deals

High-ticket double closes work the same way as small ones, with more at stake on each step. Here is what changes when the numbers get big.

How does a commercial double close work?

A is the seller, B is you and C is your end buyer. The transactional lender wires the A-B purchase price to title, the A-B sale closes, the B-C sale closes, and title repays the lender from the end buyer's funds. At Axelrad, transactional funding covers 100% of the A-B purchase price, with no credit pull and no upfront fees.

What changes on a high-ticket deal?

Factor	Typical residential double close	Large or commercial double close
End buyer's money	Often cash, or a quick financed close	Often institutional or commercial financing with more conditions
Timing	Often same day	More likely to need a delayed or extended B-C leg
Title work	Standard for the property type	Can involve more complex title, survey and entity documents
Pricing at Axelrad	Starts at 1 point	Deals over $1 million priced on a call

Is there a maximum loan size?

Axelrad's transactional page lists no practical cap on lending amounts, and size is rarely the reason we pass. There is no minimum deal size either. What matters is the same at every size: a real B-C contract, verified end buyer funds and a title company ready to close both legs.

What does the lender review on a large deal?

The same four things, examined more closely:

The executed A-B purchase contract, with every amendment.
The executed B-C resale contract.
The end buyer's funds. For a cash buyer, proof of funds. For a financed buyer, their lender and every open condition. On large deals, this is where most of the time goes.
A title company or closing attorney ready to close both legs, with any title, survey or entity items resolved.

Complex structures are routine on Axelrad's transactional program, including stacked deals, hold-backs and foreclosures.

What if the end buyer's lender needs more time?

Large financed purchases often have more closing conditions. If the B-C leg needs longer than a day, Axelrad has delayed and extended options. Terms depend on the deal, so raise it on the first call, not on closing day. See extended transactional funding for how to plan it.

How should you prepare a high-ticket file?

Confirm both contracts allow the double close and set realistic dates.
Get the end buyer's financing details early, including every open condition.
Engage a title company that has closed large back-to-back files.
Get title, survey and entity questions answered before you set the closing date.
Contact Axelrad to price the deal if it is over $1 million.
Agree on extension options in writing before closing day.

The double-closing deal-readiness checklist is a good starting point.

Who are the end buyers on large double closes?

On high-ticket deals, the C-buyer is often a fund, an operator or an investor using commercial financing, and their lender may need more conditions satisfied than a residential cash buyer would. That is why the end buyer's funding is the first thing to pin down. Ask for their lender's name, the list of open conditions and a realistic funding date before you set your A-B closing. If the end buyer is paying cash, get their proof of funds early and confirm the wire can arrive within title's cutoff times on closing day.

What if you plan to hold the property instead?

Then you need a hold loan, not transactional funding. Axelrad's commercial lending page covers commercial acquisitions and refinances; see it for what is available. Tell us your exit and we will point you to the right product.

Are there legal or tax issues on large deals?

Larger deals often involve entities, more parties and more state-specific rules. Rules vary by state and by property type. This is general information, not legal or tax advice. Have a real estate attorney review the structure and talk to a tax professional about the tax side.

Key takeaways

Commercial transactional funding works like any double close: the end buyer's funds repay the A-B purchase.
Axelrad funds 100% of the A-B price, lists no practical cap, and prices deals over $1 million on a call.
On large deals, the end buyer's financing conditions drive the timeline.
Plan delayed or extended options up front if the B-C leg may take longer than a day.
Holding the property instead? That is a commercial hold loan, not transactional funding.

Talk to Axelrad

Working a high-ticket double close? Send both contracts through Axelrad's application, and see transactional funding to price it.

Commercial Transactional Funding: Double Closing High-Ticket Deals