Wholesale real estate
Match the funding request to the next step in your deal.
A deposit, a purchase and a longer property hold solve different problems. Start with what the money must cover and when it can be repaid, then use the guides below to prepare for a financing conversation.
I need to make the earnest money deposit
Start with EMD funding
An earnest money deposit is money placed under the purchase contract before closing. Funding that deposit is a different request from funding the purchase price. Confirm the deposit deadline, amount and contract conditions.
Explore EMD fundingI have a purchase and a resale to coordinate
Start with transactional funding
Transactional funding addresses the purchase side of a double closing, with repayment planned from the resale. Axelrad reviews its transactional requests in-house. Bring both contracts and identify how the end buyer will pay.
Explore transactional fundingI plan to hold, renovate or find a buyer later
Discuss the longer holding period
Describe the intended hold, property work and repayment plan. A short-duration double-close request is different from financing a property while you renovate it or wait to sell. Ask the team which financing lane fits the request.
Compare EMD, transactional and bridge fundingAlready planning a double closing?
Put both sides of the deal on one checklist.
Work through ten prompts for contracts, settlement contacts, buyer funds, costs and repayment. Check them off as you prepare, or print a copy for the conversation with your team.
Open the preparation checklistUnderstand the structure before comparing the cost
How does a double closing work?
Follow the A–B purchase and B–C resale, and the questions to raise when two settlement teams are involved.
Read the double-closing guideWhat remains after costs?
The difference between the purchase and resale prices is a gross spread. Use your own quoted costs to compare estimated net proceeds.
Use the net-spread calculatorAnswers for the next decision in your deal
Transactional Funding
- Transactional Funding Costs: Flat Fees vs. Percentages
- Proof of Funds vs. Preapproval: What Each Shows
- Can You Get Transactional Funding Without an End Buyer?
- Transactional Funding and Credit: What Gets Reviewed?
- Is Transactional Funding Legal? What to Check First
- Transactional Funding for Land: What to Ask Title
EMD Funding
Gator Funding
Creative Finance
Can the same deal need deposit and purchase funding?
Yes. The deposit may be due before the purchase closing, and the purchase may require a separate funding source. Explain both needs when requesting review. One approval does not establish approval for the other, and the team needs to confirm how each obligation is repaid.
What should I send first?
Start with the property, signed contracts, requested amount, deposit and closing deadlines, and settlement contact. Identify the end buyer and intended repayment source where applicable. Flag missing information and any planned holding period.
For general consumer-homebuying background on deposits, closing costs and cash to close, see the CFPB Closing Disclosure explainer. That consumer guide does not establish requirements for a particular investor or business-purpose transaction.
Request a deal reviewAvailability, structure and terms depend on the transaction and underwriting.