Financing your next investment
Practical guides for double closings, rental properties, renovations, and your next exit.
Find answers about transactional, EMD and gator fundingWhat lenders want for a fix and flip loan: documents, property criteria, experience, credit, cash and exit plan. A printable requirements checklist.
Calculate flip profit step by step: every cost line, net profit, return on cash and break-even sale price, with a worked example and fill-in calculator.
Bad credit doesn't always stop a flip. See how deal-focused lenders weigh credit, what strengthens your file, and a checklist to prepare before you apply.
Writing several offers at once? How investors fund multiple earnest money deposits without freezing their cash, and how to track every deadline.
Gap funding vs hard money compared: what each pays for, how long it stays out, how it is priced and repaid, and when investors use both on one deal.
Gap transactional funding covers the cash still needed at closing on seller-financed and stacked deals, including Morby method structures. How it fits.
What a gator lending contract should spell out: amount, fee, where the deposit is wired, repayment, contingencies and what happens if the buyer walks.
Gator lending risks for both the borrower and the funder: hard deposits, unclear fees, assignments and wire fraud, plus how to reduce each one.
Gator money usually funds the deposit; transactional funding pays for the A-B purchase in a double close. How the two fit on the same wholesale deal.
The gator method, popularized by Pace Morby, has a private party fund a short piece of another investor's deal, usually the EMD, for a fee. How it works.
Hard money or a bank loan for your flip? Compare speed, underwriting, rehab funding, terms and cost, plus a decision checklist for house flippers.
Hard vs soft earnest money: when a deposit is refundable, when it goes hard, what it means for wholesalers, and why it decides if EMD can be funded.
Every holding cost on a flip, from interest and taxes to utilities and insurance, in one checklist, plus a monthly burn-rate worksheet you can fill in.
How do bridge loans work for real estate investors? A step-by-step walk from application to payoff, plus a stage tracker for your next bridge deal.
SBA loans are business loans partly guaranteed by the U.S. Small Business Administration. How the guarantee, long terms and low down payments work.
A business line of credit lets you draw up to a limit, repay and draw again, paying interest only on what you use. How draws, limits and repayment work.
Equipment financing lets a business buy machinery, vehicles or tools and pay over time while owning the asset. How it works, what it covers, how to apply.
Invoice factoring turns unpaid B2B invoices into cash now. How the advance, collection and remaining balance work, and who it fits.
What sets the pace on a double close, the three clocks involved, and the five things that slow a transactional funding closing down.
A flip runs from contract through permits, rehab, listing and the buyer's closing. Use this phase-by-phase timeline checklist to plan your loan term.
Your cash need for a flip is more than the down payment. See the full capital stack (loan, your cash, reserves) with a worked example and a fill-in table.
What a private lender reviews on a flip: property, price, rehab budget, ARV, borrower, cash and exit, and how leverage limits apply. Includes a scorecard.
Thinking of being the gator, not the borrower? How the lender side of EMD deals works, what protects your capital, and the questions to settle first.
Calculate ARV for a flip step by step: pick comps, adjust for differences, reconcile to one number, and stress-test it. Includes a fill-in ARV worksheet.
We care about data in our privacy policy.
